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Social Security Disability

Are you disabled and need to file for Social Security Disability Insurance Benefits (SSDB) or Social Security Income (SSI)?

Or have you applied for SSDB or SSI and been denied?

If you are disabled from working and qualify, you may be able to access your Social Security Benefits prior to retirement age. Social Security Benefits include disability benefits if you have "a physical or mental impairment that is expected to keep you from doing any substantial work for at least a year" - or a condition that is expected to result in your death. Generally, $800 or more of monthly earnings are considered to be "substantial." The exact amount of benefits is determined by the money you have earned and how many years you contributed to Social Security.

As soon as your medical provider determines that you are totally disabled from working, you should file a claim for disability benefits. Even though in most cases the monthly disability benefits do not begin until the sixth full month of your disability, you can get the process started so that when the waiting period is satisfied, benefits can be paid.

There are many factors which are considered in determining your entitlement to benefits. These factors include your physical or mental impairments, your age, your education, and your past work.

Recipients of SSDB may also receive other benefits (such as Workers' Compensation) although there may be an offset in determining your monthly benefit.

In addition to the monetary benefit, you may be entitled to Medicare benefits as well. Both benefits will continue as long as you remain disabled. Your disability may be occasionally reviewed to determine if you are still disabled.

Social Security Disability Benefits continue unless your condition improves or you can return to substantial work. There are special rules which offer incentives to disabled persons to try working without the risk of a sudden loss of the monthly benefits and Medicare coverage.

If you are unsure about your legal rights, contact our office immediately and request a free consultation with one of our attorneys and/or our associates. Klee, Woolf, Goldman & Filpi, LLP, represents disabled Americans from the initial application process though the Federal Court system if applicable.